21
Approved providers
Licensed to serve Montana
98%
ZIP codes covered
401 of
411
$21,546
Income limit, 1 person
2026 guidelines
5
Mobile providers
17 home phone or internet
Who qualifies in Montana
Lifeline is a federal program, so the qualifying routes are the
same in Montana as everywhere else. You qualify if anyone
in your household is enrolled in one of the programs below, or
if your household income is at or below 135% of the Federal
Poverty Guidelines.
Montana income limits for 2026
Montana uses the standard table that applies to the 48
contiguous states, D.C. and the territories.
Every Lifeline provider in Montana
These are the 21 companies on the federal
register as approved to offer Lifeline service in Montana,
ordered by how much of the state each one reaches. Coverage is
licensed at ZIP level, so a provider listed here will not
necessarily serve your specific address.
Source: USAC's public list of approved Lifeline providers. ZIP and
county counts are the number of each that the provider is
registered to serve in Montana.
How Montana compares
Montana ranks
41 of 51
for the number of approved Lifeline providers, and
22 of 51 for the share of
its ZIP codes that have at least one provider.
That is 9 fewer than the
median state, so the field is narrow. Apply to whichever
provider covers your ZIP rather than holding out for a better
handset offer.
Not available in Montana:
SafeLink Wireless, Life Wireless and Assurance Wireless. If you have
seen one of those advertised, it is either a national ad that
does not reflect state licensing, or the company has been
approved since this data was published.
Where coverage is strongest in Montana
The state's largest cities and how many Lifeline providers
serve each one. More providers means more competition on
devices and data allowances, so it is worth comparing offers
rather than taking the first.
How to apply in Montana
- Confirm you qualify. Check your household
against the programs and income limits above.
- Gather proof. A benefit award letter dated
within the last 12 months, or income documents if you are
applying on income. You will also need proof of identity and
of your Montana address.
- Apply through the National Verifier. Every
applicant is checked by USAC's National Verifier at
lifelinesupport.org, whichever provider you pick.
- Choose a provider and enroll. Approval by the
National Verifier is not service — you must then sign up
with one of the companies listed above.
- Recertify every year. Lifeline requires
annual recertification. Miss it and the benefit stops.
One benefit per household
Lifeline is limited to one benefit per household, not per
person. A household is everyone who lives together and shares
income and expenses. Two adults at the same address who buy
their food and pay their bills separately count as two
households and can each hold a benefit.
Montana Telephone Assistance Program
Montana runs its own telephone assistance program,
Montana Telephone Assistance Program, alongside the federal benefit. Where
a state program exists it can increase the discount or widen
who is eligible, and it is administered separately from
Lifeline. Confirm the current terms with the
Montana Public Service Commission, as state programs change more often than the federal one.
Who regulates Lifeline in Montana
Telecommunications providers in Montana are overseen by
the
Montana Public Service Commission. If a provider will not resolve a billing or service
complaint, the commission is where to escalate it. Complaints
about the Lifeline benefit itself go to the FCC.
How many free government phone providers are there in Montana?
21 Lifeline providers are approved to serve Montana — 5 offering mobile phone service and 17 offering home phone or internet service. The largest by coverage is AirTalk Wireless, which is registered in 396 of the state's 411 ZIP codes.
What is the income limit for a free phone in Montana?
For the 2026 program year the limit is $21,546 a year for a single-person household and $44,550 for a household of four. Montana uses the standard table for the 48 contiguous states, D.C. and the territories.
Can I get a free phone in Montana without a job or any income?
Yes. There is no minimum income for Lifeline — the limit of $21,546 for a single-person household is a ceiling, not a floor. If you have no income at all you are below it. In practice most people with no income already receive SNAP, Medicaid or SSI, and enrolling in any of those qualifies your household directly without an income check.
Is the free phone actually free in Montana?
The monthly service is free on most Lifeline plans, and the federal benefit covers it in full. The handset is where costs appear: entry-level phones are usually included at no charge, but the recognisable models some providers advertise — refurbished iPhone and Samsung Galaxy handsets in particular — frequently carry a co-pay. Check the device price before you enroll, not after.
How long does a Lifeline application take in Montana?
If the National Verifier can confirm your benefit electronically, approval is often immediate. If it cannot and you have to upload documents, allow up to a week or two for review. Once approved you still have to enroll with a provider and wait for a SIM or handset to arrive, so plan on a couple of weeks end to end.
Does Montana have its own phone assistance program?
Yes. Alongside the federal Lifeline benefit, Montana runs Montana Telephone Assistance Program. State programs can raise the discount or widen eligibility, and they are administered separately. Confirm the current terms with the Montana Public Service Commission, as state programs change more often than the federal one does.
Can two people at the same address each get a free phone?
Sometimes. Lifeline allows one benefit per household, and a household is everyone who lives together and shares income and expenses. Two adults at one address who buy their own food and pay their own bills separately are two households under the rules, and can each hold a benefit. You confirm this on a form when you apply.